Finances and Qualification
When you're getting ready to buy, making sure your finances are in good shape is the most important step.
Check Your Credit Score
Your credit score is one of the key factors that lenders will consider in offering you a mortgage loan. Different lenders and mortgage types will have different minimum scores required,...
Understanding Your Affordability
Your credit score isn't the only factor lenders consider when looking at your financial health. Lenders will want to see a whole list of financial documentation, including:Income statements, like tax...
Pre-Qualification vs Qualification
When it comes to purchasing a home, it's crucial for homebuyers to have a solid understanding of the financial aspects involved. One common source of confusion is the difference between...
Closing Costs: Everything Besides the Home Price
Saving up for a down payment can be such a long process that it's easy to forget that there are many other expenses involved in buying a home. Learn about...
Overlooked Influences on Mortgage Approval
It's well known that your credit score, your down payment amount, your income and debt-to-income ratio are key factors in determining the amount of mortgage you'll be approved for -...
Types of Mortgages
Mortgages can seem confusing, with many different types and factors to consider. Learn more about the different kinds of mortgages below to help you make the right decision for you.High...